/* ============================================================
   AS Mortgage Partners — homepage craft styles
   "Ledger & Light": charcoal-navy #101B2D · paper #F8F7F4 · trust blue #2E5EAA
   ============================================================ */

/* ---------- header / brand ---------- */
.brand__tile{display:inline-flex;align-items:center;background:var(--primary);border-radius:8px;padding:9px 14px}
.brand__tile img{width:150px;height:auto}
.btn--sm{padding:10px 20px;font-size:.88rem}
.nav-desktop a.btn--primary{color:var(--onPrimary);opacity:1}
.nav-desktop a.btn--primary:hover{color:var(--onPrimary)}
.btn--light{background:var(--background);color:var(--primary)}

/* ---------- preloader ---------- */
.pre-ledger{width:90px;margin-bottom:16px}
.pre-ledger .l1{stroke-dasharray:120;stroke-dashoffset:120;animation:ledger 1.4s var(--ease-premium) infinite}
@keyframes ledger{60%,100%{stroke-dashoffset:0}}
@media (prefers-reduced-motion:reduce){.pre-ledger .l1{animation:none;stroke-dashoffset:0}}

/* ---------- hero ---------- */
.hero{position:relative;padding:clamp(56px,8vh,104px) 0 clamp(44px,6vw,80px);background:
  radial-gradient(46% 60% at 86% 16%, rgba(46,94,170,.10), transparent 70%), var(--background);overflow:hidden}
.hero__grid{display:grid;grid-template-columns:1.02fr .98fr;gap:clamp(28px,5vw,72px);align-items:center}
.hero__title{font-size:clamp(2.8rem,6.4vw,5rem);font-weight:800;letter-spacing:-.028em;line-height:1.03;margin-bottom:.4em}
.hero__title em{font-style:normal;color:var(--secondary);position:relative}
.hero__title em::after{content:"";position:absolute;left:0;bottom:.04em;width:100%;height:.13em;border-radius:99px;background:var(--secondary);opacity:.25}
.hero .lede{max-width:540px}
.hero__cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.hero__chips{display:flex;gap:12px;flex-wrap:wrap;list-style:none;padding:0;margin:32px 0 0}
.hero__chips li{display:inline-flex;align-items:center;gap:8px;font-size:.87rem;font-weight:600;color:var(--primary);
  background:var(--surface);border:1px solid var(--border);border-radius:99px;padding:9px 16px}
.hero__chips svg{color:var(--secondary)}
.hero__media{position:relative;margin:0}
.hero__media img{width:100%;height:auto;border-radius:10px;box-shadow:0 40px 80px -46px rgba(16,27,45,.55)}
.hero__media-line{position:absolute;left:-16px;bottom:-16px;width:132px;height:48px;background:var(--surface);
  border:1px solid var(--border);border-radius:10px;padding:8px 10px;box-shadow:0 16px 34px -20px rgba(16,27,45,.4)}
@media (max-width:920px){.hero__grid{grid-template-columns:1fr}}

/* ---------- marquee ---------- */
.marquee{overflow:hidden;border-block:1px solid var(--border);background:var(--surface);padding:15px 0}
.marquee__track{display:flex;gap:30px;align-items:center;width:max-content;animation:marquee 40s linear infinite;white-space:nowrap}
.marquee__track span{font-family:var(--font-head);font-weight:600;font-size:.95rem;letter-spacing:.1em;text-transform:uppercase;color:var(--primary);opacity:.75}
.marquee__track i{color:var(--secondary);font-style:normal}
@keyframes marquee{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.marquee__track{animation:none}}

/* ---------- SIGNATURE: financing matcher ---------- */
.fin{background:linear-gradient(180deg,var(--surface),var(--background));border-bottom:1px solid var(--border)}
.fin__ui{margin-top:38px}
.fin__tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:24px}
.fin__tab{font-family:var(--font-head);font-weight:600;font-size:.92rem;color:var(--foreground);background:var(--surface);
  border:1px solid var(--border);border-radius:99px;padding:11px 20px;cursor:pointer;
  transition:background .3s,color .3s,border-color .3s,transform .3s var(--ease-premium)}
.fin__tab:hover{border-color:var(--secondary);transform:translateY(-2px)}
.fin__tab.is-active{background:var(--primary);color:var(--onPrimary);border-color:var(--primary)}
.fin__panel{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(20px,4vw,52px);align-items:stretch;
  background:var(--primary);border-radius:14px;padding:clamp(24px,3.4vw,44px);color:#E8EBF2;overflow:hidden;
  box-shadow:0 44px 90px -50px rgba(16,27,45,.7)}
.fin__ledger{display:flex;align-items:center}
#fin-canvas{width:100%;height:auto;border:1px solid #24334D;border-radius:8px;background:#0B1422}
.fin__out h3{color:#fff;font-size:clamp(1.4rem,2.4vw,1.9rem);margin-bottom:14px}
.fin__points{list-style:none;padding:0;margin:0 0 20px;display:grid;gap:10px}
.fin__points li{display:flex;gap:10px;align-items:flex-start;font-size:.97rem;color:#C6CEDD}
.fin__points li::before{content:"";flex:0 0 17px;height:17px;margin-top:3px;border-radius:50%;
  background:#1B2A44 url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="%235E8FD6" stroke-width="3.4" stroke-linecap="round"><path d="M20 6 9 17l-5-5"/></svg>') center/10px no-repeat}
.fin__cta{display:flex;gap:12px;flex-wrap:wrap}
.fin__cta .btn--primary{background:var(--secondary)}
.fin__cta .btn--ghost{color:#E8EBF2;border-color:#33456A}
.fin__cta .btn--ghost:hover{border-color:#E8EBF2;color:#fff}
@media (max-width:880px){.fin__panel{grid-template-columns:1fr}}

/* ---------- services grid ---------- */
.svcgrid__grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:18px;margin-top:44px}
.svc-tile{display:flex;flex-direction:column;gap:9px;background:var(--surface);border:1px solid var(--border);border-radius:10px;
  padding:28px 24px;color:var(--foreground);position:relative;overflow:hidden;
  transition:transform .35s var(--ease-premium),box-shadow .35s var(--ease-premium),border-color .35s}
.svc-tile::before{content:"";position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,color-mix(in srgb,var(--secondary) 55%,transparent),transparent)}
.svc-tile:hover{transform:translateY(-5px);border-color:var(--secondary);box-shadow:0 22px 44px -22px rgba(16,27,45,.3);color:var(--foreground)}
.svc-tile svg{width:42px;height:42px;color:var(--secondary)}
.svc-tile h3{font-size:1.08rem;margin:0}
.svc-tile p{font-size:.88rem;opacity:.72;margin:0}
.svc-tile--all{background:var(--primary);color:var(--onPrimary)}
.svc-tile--all svg{color:#7FA4DD}
.svc-tile--all p{opacity:.75}
.svc-tile--all:hover{color:var(--onPrimary)}

/* ---------- team ---------- */
.team{background:var(--surface);border-block:1px solid var(--border)}
.team__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:44px}
.team-card{display:flex;flex-direction:column;gap:4px;background:var(--background);border:1px solid var(--border);
  border-radius:10px;overflow:hidden;color:var(--foreground);transition:transform .35s var(--ease-premium),box-shadow .35s}
.team-card:hover{transform:translateY(-5px);box-shadow:0 24px 48px -24px rgba(16,27,45,.3);color:var(--foreground)}
.team-card img{width:100%;height:280px;object-fit:cover;object-position:top;filter:saturate(.92)}
.team-card h3{margin:16px 20px 0;font-size:1.15rem}
.team-card p{margin:0 20px;font-size:.88rem;color:var(--secondary);font-weight:600}
.team-card span{margin:2px 20px 18px;font-size:.82rem;opacity:.6}
@media (max-width:880px){.team__grid{grid-template-columns:1fr}}

/* ---------- process ---------- */
.proc__steps{list-style:none;padding:0;margin:44px 0 32px;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.proc-step{position:relative;background:var(--surface);border:1px solid var(--border);border-radius:10px;padding:28px 24px;overflow:hidden}
.proc-step::before{content:"";position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,color-mix(in srgb,var(--secondary) 45%,transparent),transparent)}
.proc-step__num{font-family:var(--font-head);font-weight:800;font-size:.85rem;letter-spacing:.2em;color:var(--secondary)}
.proc-step h3{margin-top:8px;font-size:1.15rem}
.proc-step p{font-size:.9rem;opacity:.82;margin:0}
@media (max-width:920px){.proc__steps{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.proc__steps{grid-template-columns:1fr}}

/* ---------- proof / case studies ---------- */
.proof{position:relative;background:var(--surface);border-block:1px solid var(--border);overflow:hidden}
.proof__watermark{position:absolute;top:-6%;right:-2%;font-family:var(--font-head);font-weight:800;font-size:clamp(10rem,26vw,22rem);
  letter-spacing:-.04em;color:var(--muted);opacity:.5;line-height:1;pointer-events:none;user-select:none}
.proof .container{position:relative}
.proof__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px;margin-top:44px}
.case-card{background:var(--background);border:1px solid var(--border);border-radius:10px;padding:28px 24px;
  transition:transform .35s var(--ease-premium),box-shadow .35s}
.case-card:hover{transform:translateY(-5px);box-shadow:0 20px 40px -22px rgba(16,27,45,.3)}
.case-card svg{width:38px;height:38px;color:var(--secondary);margin-bottom:12px}
.case-card h3{font-size:1.08rem}
.case-card p{font-size:.9rem;opacity:.8}
.case-card a{font-family:var(--font-head);font-weight:600;font-size:.9rem;color:var(--secondary)}

/* ---------- FAQ ---------- */
.faq__grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(28px,5vw,72px);align-items:start}
.faq__list{display:grid;gap:12px}
.faq details{background:var(--surface);border:1px solid var(--border);border-radius:8px;overflow:hidden;transition:border-color .3s}
.faq details[open]{border-color:var(--secondary)}
.faq summary{display:flex;justify-content:space-between;align-items:center;gap:16px;cursor:pointer;list-style:none;
  font-family:var(--font-head);font-weight:600;font-size:1.02rem;padding:18px 22px}
.faq summary::-webkit-details-marker{display:none}
.faq summary svg{flex:0 0 20px;color:var(--secondary);transition:transform .3s var(--ease-premium)}
.faq details[open] summary svg{transform:rotate(45deg)}
.faq details p{padding:0 22px 20px;margin:0;font-size:.95rem;opacity:.85}
@media (max-width:880px){.faq__grid{grid-template-columns:1fr}}

/* ---------- contact ---------- */
.contact{background:linear-gradient(180deg,var(--background),var(--muted))}
.contact__grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(28px,5vw,72px);align-items:start}
.contact__points{list-style:none;padding:0;margin:26px 0 0;display:grid;gap:16px}
.contact__points li{display:flex;gap:12px;align-items:flex-start;font-size:1rem}
.contact__points svg{color:var(--secondary);flex:0 0 20px;margin-top:3px}
.quote-form{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:clamp(24px,3vw,40px);
  box-shadow:0 34px 70px -44px rgba(16,27,45,.5)}
.quote-form__row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field select{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-sm);padding:12px 14px;color:var(--foreground);font:inherit}
.field select:focus{outline:none;border-color:var(--primary)}
@media (max-width:880px){.contact__grid{grid-template-columns:1fr}.quote-form__row{grid-template-columns:1fr}}

/* ---------- footer ---------- */
.site-footer{background:var(--primary);color:#B9C2D4;border-top:0}
.site-footer a{color:#E8EBF2;opacity:.85}.site-footer a:hover{opacity:1;color:#7FA4DD}
.site-footer .container{display:grid;grid-template-columns:auto 1fr auto;gap:40px;align-items:start}
.site-footer__brand p{margin:10px 0 0;font-size:.92rem;color:#E8EBF2}
.site-footer__nav{display:flex;flex-direction:column;gap:8px;justify-self:center}
.site-footer__contact{display:flex;flex-direction:column;gap:8px;text-align:right}
.site-footer__legal{grid-column:1/-1;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;border-top:1px solid #24334D;padding-top:22px;font-size:.84rem;opacity:.75}
@media (max-width:880px){.site-footer .container{grid-template-columns:1fr}.site-footer__contact{text-align:left}}